30% Calculator →
Free Tool • Updated March 2026

30% Ruling Calculator Netherlands 2026

Calculate your exact tax benefit with step-down phases, salary cap, and 5-year projection.

Free · No signup required · By Sarah van den Berg

Enter your details

€30.000 €140.000 €250.000
Your salary may be below the minimum threshold for the 30% ruling. The minimum taxable salary after applying the ruling is €46.107 (standard) or €35.048 (under 30 with master's/PhD). Check the HSM salary requirement.
No — standard threshold applies
No — step-down rule applies
Your annual tax benefit
€0
in the first 20 months
= €0 per month

5-Year Breakdown

Period Ruling % Tax-free Annual benefit

Total 5-Year Benefit

€0
across all three phases

Effective Tax Rate (Year 1)

Without ruling
vs
With ruling (30%)

Tax Paid Per Phase — With vs Without 30% Ruling

Tax without ruling Tax with ruling

Ready for the next step?

Disclaimer: This calculator provides estimates based on 2026 tax rules (income tax brackets, general tax credit and labour credit figures for 2026). The actual benefit depends on your personal situation, including other income, deductions, partner allowance, and social security contributions. Always consult a qualified tax advisor for binding advice.

What is the 30% ruling?

The 30% ruling (30%-regeling in Dutch) is a favourable tax facility offered by the Dutch Tax Authority (Belastingdienst) to highly skilled migrants recruited from abroad. When your employer pays you a tax-free allowance of up to 30% of your salary to compensate for the extra costs of relocating to and living in the Netherlands — known as "extraterritorial costs" — you end up paying income tax on a significantly smaller portion of your gross salary.

In practical terms: if you earn €80.000 gross per year and qualify for the 30% ruling in the first phase, only €56.000 (70%) is subject to Dutch income tax. The remaining €24.000 is treated as a tax-free reimbursement. This can result in thousands of euros in annual tax savings.

Key benefit at a glance On a salary of €80.000, the 30% ruling saves approximately €8.000–€10.000 in income tax per year in the first phase. Use the calculator above for your personal figure.

Who qualifies for the 30% ruling in 2026?

To benefit from the 30% ruling in 2026, you must meet all of the following criteria:

Minimum salary threshold 2026

The taxable salary (i.e. the salary after deducting the 30% tax-free allowance) must be at least:

Category Minimum taxable salary Approximate required gross salary
Standard (30 years or older) €46.107 approx. €65.867
Under 30 with master's degree or PhD €35.048 approx. €50.069

These thresholds are updated annually. Note that the gross salary required is higher than the taxable minimum because the ruling itself reduces the taxable base.

The step-down rule explained (2024–2026)

Since 1 January 2024, the Dutch government introduced a step-down schedule for new 30% ruling applications. Instead of receiving 30% tax-free for the full five years, the percentage decreases in three phases:

Phase Duration Tax-free percentage
Phase 1 Months 1–20 (approx. years 1–2) 30%
Phase 2 Months 21–40 (approx. years 2–4) 20%
Phase 3 Months 41–60 (approx. years 4–5) 10%
Transitional arrangement for ruling holders before 2024 If you already had an approved 30% ruling before 1 January 2024, you are not affected by the step-down. You continue to receive the full 30% tax-free allowance for the remainder of your original 5-year period. Select "Yes" on the toggle above to see this calculation.

Salary cap: the Balkenendenorm

From 2024 onwards, the 30% tax-free allowance can only be applied to the portion of your salary up to the so-called Balkenendenorm — the public sector salary norm for senior officials. In 2026 this cap is €233.000 gross per year.

If your annual salary exceeds €233.000, the ruling still applies, but only on the first €233.000. Any amount above the cap is fully subject to Dutch income tax at the highest rate (49.50%).

For most expats this cap has no practical impact, since the vast majority earn below this threshold.

How to apply for the 30% ruling

The application must be submitted jointly by you and your Dutch employer to the Dutch Tax Authority (Belastingdienst). Here is the process step by step:

  1. Start your job in the Netherlands. Your employment contract with a Dutch employer is a prerequisite.
  2. Gather your documents. You will need your employment contract, proof of address outside the Netherlands (16 of the last 24 months), degree certificates, and a copy of your passport.
  3. Submit the application together with your employer. Your employer files the request using the Belastingdienst's online portal or the relevant application form. Apply within 4 months of your first working day — late applications result in losing the benefit retroactively for those months.
  4. Receive the decision letter. The Belastingdienst typically responds within 10–13 weeks. The letter (beschikking) confirms the start date, end date, and conditions.
  5. Your employer applies the ruling in payroll. Once approved, your employer deducts 30% (or the applicable phase percentage) from your gross salary before calculating wage tax (loonbelasting). You do not need to do anything extra in your annual income tax return.
Tip: switching employers If you change jobs, the ruling does not automatically transfer. Your new Dutch employer must submit a new application together with you. There must be no employment gap longer than 3 months, or the ruling period restarts.

Dutch income tax brackets 2026

The calculator uses the following official 2026 income tax (box 1) rates:

Tax bracket Income range Rate
Bracket 1 €0 – €38.441 36,97%
Bracket 2 €38.441 – €76.817 49,50%
Bracket 3 Above €76.817 49,50%

In addition, the general tax credit (algemene heffingskorting) and the labour credit (arbeidskorting) reduce the tax payable. Both credits phase out at higher incomes. The calculator applies both credits to arrive at the net tax figure.

Frequently asked questions