Childcare in Netherlands: Costs + Options 2026

Childcare in the Netherlands takes planning. The waitlists are long, the costs are high on paper, and the subsidy system looks confusing at first glance. But once you understand how it all fits together — and importantly, once you are receiving the kinderopvangtoeslag — it becomes far more manageable.

This guide covers everything expat parents need to know: the types of care available, what things actually cost in 2026, how the subsidy system works, and the practical steps to finding a place.

💡 Looking for a complete banking comparison? Read Best banking for expats in the Netherlands 2026 — covers ABN, ING, Bunq, Wise, Revolut & 5 others by expat use case.

Quick answer: Full guide to childcare in the Netherlands for expats in 2026: daycare, after-school care, costs, kinderopvangtoeslag, and how to find a place.

Overview: The Dutch Childcare System

The Netherlands has a regulated, market-based childcare system. This means childcare providers are private businesses, but they must register with the government, meet quality standards, and be inspected annually. In exchange, working parents can claim kinderopvangtoeslag (childcare allowance) to offset costs.

Key points:

• Childcare is not free in the Netherlands (unlike some Scandinavian countries)
• The government subsidises a significant percentage of costs for eligible working parents
• Quality is regulated by the GGD (public health authority)
• Childcare for children under 4 and after-school care for 4-12 year olds both qualify for subsidy

Types of Childcare

1. Dagopvang / KDV (Daycare Centre) — Ages 0-4

The most common full-time childcare option. Children typically attend 2-5 days per week. Opening hours are usually 07:30-18:30. Most centres are structured with separate groups for different age ranges:

• Baby group (0-12 months): Very small groups high staff ratios (one professional per 3 babies under 1)
• Toddler group (1-4 years): Slightly larger groups, more activity-focused

What to look for in a dagopvang:

• GGD inspection reports (available on landelijkregisterkinderopvang.nl)
• Staff qualifications (professionals must hold the qualification required by the Dutch childcare rules)
• Physical environment — garden, space, safety
• Pedagogical approach (many follow specific methods like Pikler or Reggio Emilia)
• Language policy for English-speaking families (some offer bilingual care)

2. Gastouderopvang (Registered Home Childminder) — Ages 0-12

A registered childminder (gastouder) cares for children at their own home or at the child’s home.

Advantages:

• More flexible hours than a daycare centre
• More personal, home-like environment
• Good for children who find large groups difficult
• Sometimes easier to find a place than at a popular KDV

To qualify for kinderopvangtoeslag, the gastouder and the gastouderbureau (mediation agency) must both be in the Landelijk Register Kinderopvang; informal care does not qualify.

3. BSO (After-School Care) — Ages 4-12

Once your child starts primary school (basisschool) at age 4, you may need before-school care (VSO), after-school care (BSO), and holiday care. BSO typically runs:

• Morning: 07:30-08:30 (drop-off before school)
• Afternoon: 14:30/15:00-18:30
• School holidays: Full day

BSO is often affiliated with or located near the school. It is generally easier to find a BSO place than a dagopvang spot, and the costs are lower.

4. Peuteropvang / Peuterspeelzaal (Pre-school) — Ages 2-4

Many municipalities offer part-time pre-school sessions (typically 2 mornings per week, a few hours each) for children aged 2-4. These have an educational focus and prepare children for primary school. Some are municipally subsidised and cheaper than standard daycare. They are not a replacement for full-day childcare if you work full-time.

Childcare Costs in 2026

The Government Maximum Hourly Rate

The government sets a maximum hourly rate up to which kinderopvangtoeslag is calculated. In 2026 (rijksoverheid.nl, checked 24 September 2026):

If your provider charges above the maximum hourly rate, you pay the excess yourself regardless of your subsidy level.

Real Monthly Costs Before Subsidy

These are rough figures calculated at the 2026 government cap. Actual provider rates vary and are often higher.

Kinderopvangtoeslag: The Childcare Subsidy

Kinderopvangtoeslag is the Dutch government’s childcare subsidy. Understanding it is the key to understanding the real cost of childcare in the Netherlands.

Who Is Eligible?

To receive kinderopvangtoeslag:

• Both parents (or solo parent) must be working, studying, or in retraining
• You must use a registered childcare provider (check landelijkregisterkinderopvang.nl)
• The child must be registered at your address in the Netherlands
• The percentage you receive depends on your income; use the Belastingdienst’s calculator for your situation

For expats: EU/EEA citizens with legal residence can apply. Non-EU citizens with a valid residence permit and the right to work in the Netherlands can also generally apply. You need a DigiD to apply via toeslagen.nl.

How Much Subsidy Can You Get?

The allowance is a percentage of your hours (up to 230 per child per month) times the lower of your provider’s rate and the government cap. In 2026, working households with a combined income up to €56,412 receive 96%; above that the percentage tapers, steeply for the first child and far more slowly for second and later children (rijksoverheid.nl, checked 24 September 2026).

For the full 2026 income table, three worked examples and the formula to run your own contract, use our childcare cost calculator. Eligibility and the application are covered in the kinderopvangtoeslag guide.

Applying for Kinderopvangtoeslag

1. Get a DigiD if you do not already have one (digid.nl)
2. Register with a childcare provider and get their LRK number
3. Apply via toeslagen.nl — you will need the LRK number, your income estimate, and the number of childcare hours
4. You pay the provider’s invoice yourself; the Belastingdienst (Toeslagen) pays the subsidy to you
5. At the end of the tax year, you do a final reconciliation — if your income was higher than estimated, you may repay some subsidy

Finding Childcare as an Expat

Start Early — Very Early

In Amsterdam, Utrecht, and other major cities, waiting lists for daycare places can be long, so contact providers early, even during pregnancy.

Steps to Finding a Place

1. Identify your options: Search at landelijkregisterkinderopvang.nl for registered providers near you
2. Register on multiple waiting lists: There is typically no cost to join a waiting list — register at several providers simultaneously
3. Consider gastouder care: Often easier to arrange than daycare centres, and still qualifies for subsidy
4. Join expat parent groups: Groups like “Expat Parents in Amsterdam” or “The Hague Expat Families” often share leads on available places
5. Check your employer: Some employers have agreements with childcare providers or run employer-sponsored daycare. Ask HR.
6. Consider location flexibility: If you live in Amsterdam but work in the centre, a daycare near your office is often more practical than one near your home

Bilingual Childcare

Several daycare providers in the Netherlands offer bilingual (Dutch/English) or fully English-language programmes. These are particularly popular with expat families who want children to maintain English language development alongside Dutch integration. Expect to pay a premium — these providers typically charge above the government maximum hourly rate.

Notable clusters of English-language childcare exist in:

• Amsterdam South and East (large expat populations)
• The Hague (diplomatic community)
• Rotterdam (international harbour city)

International School Integration

Some international schools in the Netherlands have affiliated childcare or early years provision. If you are planning to send your child to an international school, check whether they offer:

• Nursery/reception classes from age 2-3
• After-school care
• Holiday programmes

Integrating childcare and school under one roof simplifies logistics enormously. Costs at international school early years provision tend to be higher than standard daycare but may include extended hours.

For more on school options see our guide to international schools in the Netherlands.

Au Pairs: An Alternative Option

Some expat families use an au pair as an alternative or supplement to formal childcare. Key points:

• Au pairs are not classified as employees but as family members
• They provide childcare in exchange for board, lodging, and a small weekly allowance
• Au pair care does not qualify for kinderopvangtoeslag, because the au pair is not a provider registered in the Landelijk Register Kinderopvang
• Au pairs must meet the IND’s conditions on age and country of origin; check the IND before you plan around one
• The work permit rules for non-EU au pairs are strict — always verify current rules via IND

Practical Tips for Expat Parents

Get a DigiD before the baby arrives: You need DigiD for kinderopvangtoeslag, healthcare allowances, and almost all government services. Apply early.

Keep your income estimate updated: Kinderopvangtoeslag is based on an estimated income. If your income changes significantly, update your estimate on toeslagen.nl to avoid a large end-of-year repayment.

Check LRK registration before paying: Only care at LRK-registered providers qualifies for the subsidy. Always verify registration before signing a contract.

Employer childcare agreements: Ask HR on your first day whether there are employer childcare arrangements. Some larger Dutch employers subsidise childcare or have priority access agreements with nearby providers.

BSO and school holidays: BSO care during school holidays (7-8 weeks per year) is covered by kinderopvangtoeslag, but you typically need to book holiday care slots in advance — they can fill up quickly.

Keep records of childcare invoices: You’ll need accurate monthly invoice records for any end-of-year toeslagen reconciliation with the Belastingdienst. Most providers provide these digitally, but download and save them each month.

Internal Links

• International schools in the Netherlands: cost guide 2026
• Dutch health insurance for expats: complete guide 2026
• Pregnancy and maternity care in the Netherlands
• Maternity and paternity leave in the Netherlands
• Dutch employment contract explained for expats
• Sick leave and dismissal rights: Dutch employment law basics
• How to open a bank account in the Netherlands
• First 30 days in the Netherlands checklist (incl. gemeente registration)

Summary

Childcare in the Netherlands is expensive on paper but far more affordable in practice once kinderopvangtoeslag is factored in. For families on average or above-average incomes, the net cost is often manageable. For lower-income families, the subsidy can cover nearly all of it.

The biggest challenge is not cost — it is finding a place. Start your search immediately, register on multiple waiting lists, and consider gastouder care as a backup. And get your DigiD sorted well before the baby arrives.

Frequently Asked Questions

How much does childcare cost in the Netherlands in 2026?

Dutch childcare (kinderopvang) costs vary by provider, city, and hours. The government’s 2026 subsidy cap for daycare (dagopvang) is €11.23 per hour; providers set their own rates, and anything above the cap is not subsidised. At the 2026 cap, five days of daycare (about 160 hours a month) comes to about EUR 1,797 before subsidy; your provider’s actual rate may be higher. The childcare allowance (kinderopvangtoeslag) can reimburse a significant portion of this cost — in some cases up to 96% — depending on your income.

What is kinderopvangtoeslag and who is eligible?

Kinderopvangtoeslag is a government childcare subsidy paid by the Belastingdienst (Tax Authority) to help working parents afford registered childcare. Both parents (or the single parent) must work, study or follow a trajectory towards work, and the childcare provider must be registered in the Landelijk Register Kinderopvang (Rijksoverheid). Check on Toeslagen whether you are eligible given your residence status. The subsidy is income-dependent — lower incomes receive a higher percentage back, up to 96% of the hourly rate up to the government maximum.

What types of childcare are available in the Netherlands?

The main types are: dagopvang (daycare for children aged 0-4), gastouderopvang (registered home childminder for ages 0-12), BSO (buitenschoolse opvang, after-school care for 4-12 year olds), and peuteropvang (pre-school sessions for 2-4 year olds, often half-days). In addition, some municipalities offer VVE peuterspeelzalen (early education playgroups). International schools sometimes have integrated childcare and after-school programmes.

How do I find a childcare place in the Netherlands?

Finding a place — particularly for babies and toddlers in larger cities — can take 6-12 months or longer. The main steps are: register on childcare provider waiting lists as early as possible (some allow registration during pregnancy), search via landelijk register kinderopvang (LRK) which lists all registered providers, check local municipal childcare waiting list databases, and ask expat community groups for recommendations. Starting the search before you relocate is strongly advisable.

Is Dutch childcare high quality?

Generally yes. All registered childcare providers in the Netherlands must meet government quality standards set out in the Wet kinderopvang. Providers are inspected by the GGD (public health authority) and must employ qualified staff. The maximum group sizes are set by law — for example, for babies under 1 the ratio is one professional per 3 children, and the permitted number of children per professional rises as children get older (ondernemersplein.overheid.nl). The LRK register shows inspection reports for every registered provider.

What is the difference between a KDV and a BSO?

A KDV (kinderdagverblijf, daycare centre) cares for children aged 0-4, typically during full working days. A BSO (buitenschoolse opvang, after-school care) is for school-age children aged 4-12, providing care before school, after school, and during school holidays. Both are covered by kinderopvangtoeslag. Some organisations offer both types in the same building, which is practical if you have children of different ages.

What Happens If You Change Jobs or Lose Your Work?

Kinderopvangtoeslag is tied to both parents working or being in an approved activity. If one parent stops working, loses a job, or takes a career break, you must update your toeslagen application. The subsidy may be reduced or stopped depending on circumstances.

If you lose your job: Report the change to Toeslagen straight away. Whether you keep any kinderopvangtoeslag while you look for work or retrain depends on your situation, so check the current rules on the Toeslagen site and keep your UWV (unemployment benefits office) paperwork in order.

If you start parental leave: Maternity leave, parental leave, and certain other forms of paid leave count as working for kinderopvangtoeslag purposes. Unpaid leave is treated differently — check with the Belastingdienst.

If your income changes significantly mid-year: Update your estimated income on toeslagen.nl immediately. Waiting until the annual reconciliation risks either under-claiming what you are entitled to or building up a large repayment.

Childcare During School Holidays

BSO covers school holiday periods, but not automatically. You typically need to book holiday care slots with your BSO provider in advance, often months before the holiday period. According to the Rijksoverheid overview for 2026-2027 (dates differ per region), school holidays include:

• Autumn holiday (herfstvakantie): 1 week in October
• Christmas holiday (kerstvakantie): 2 weeks in December-January
• Spring break (voorjaarsvakantie): 1 week in February
• May holiday (meivakantie): around Liberation Day
• Summer holiday (zomervakantie): 6 weeks in July-August

Summer holiday BSO places are particularly in demand. Register your preferred weeks as early as January or February for July-August care. Kinderopvangtoeslag covers BSO during holidays at the same rate as regular BSO care.

Changing Childcare Providers

If you need to change providers — because you move, because your child is unhappy, or because you find better availability elsewhere — the process is:

1. Check your current contract for notice period (typically one or two months)
2. Find your new provider and confirm a start date
3. Update your kinderopvangtoeslag application on toeslagen.nl with the new provider’s LRK number
4. You cannot claim subsidy for two providers simultaneously for the same child during an overlap period

Keep all invoices from both providers during any transition month, as the Belastingdienst may request them during the annual reconciliation.

Childcare for Children with Special Needs

Children with additional care needs or disabilities can access adapted childcare in the Netherlands. Options include:

Specialised KDV places: Some daycare centres have dedicated staff training for children with specific needs. Availability varies by city.

Indicatie: A formal assessment through the local municipality or the CIZ (Centre for Long-term Care) may be needed to access additional funding or specialist care.

PGB (persoonsgebonden budget): In some cases, parents of children with specific care needs can receive a personal care budget to arrange tailored care. This is complex and requires specialist advice.

School integration support: From age 4, children with special needs may receive additional support within mainstream schools (passend onderwijs system). Ask your gemeente about available support.

Related reading: Maternity and Paternity Leave Netherlands | Dutch Health Insurance for Expats | International Schools Netherlands | First 30 Days Checklist

One thing worth noting for recently arrived expats: kinderopvangtoeslag is considered a toeslag (benefit) and is paid via the Belastingdienst portal at toeslagen.nl using your DigiD. If you do not yet have a DigiD, getting this set up is the single most important administrative task before your child starts childcare — without it, you cannot apply for the subsidy, and retroactive claims have strict time limits.

Try Preply

External source: Belastingdienst — BTW info — independent information on this topic.