Sending Money from the Netherlands to India: Costs Compared
Sending EUR to INR from the Netherlands: Wise fees, speed, UPI and IMPS payouts and purpose codes, how a bank transfer differs, and what to check.
Finance (101 guides)
30% ruling drops to 27% on 1 January 2027: check which group you are in
From 1 January 2027 the Dutch expat ruling falls from 30% to 27% for anyone who started in 2024 or later. Who keeps 30%, and what changes on your payslip.
AOW and Your Dutch Pension: How Many Years Have You Built Up?
How Dutch AOW pension build-up works for expats: 2% per insured year, the AOW gap from arriving mid-career, voluntary insurance, checking your record.
How Much Can an Expat Actually Borrow for a Dutch Mortgage?
What determines your maximum Dutch mortgage as an expat: affordability norms, NHG, the 30% ruling question, residence permits and temporary contracts.
Kinderbijslag: Dutch Child Benefit for Expat Families
Dutch child benefit for international families: the SVB claim, quarterly amounts and payment dates, children aged 16 and 17, and the insurance deadline.
What Changes on 1 January 2027 for Expats in the Netherlands
What is confirmed and proposed for 1 January 2027: the expat ruling, box 3, minimum youth wage, the €400 eigen risico, AOW age and health insurance.
The 30% Ruling in 2027: Confirmed Changes and What They Cost You
From 2027 the Dutch expat ruling drops from 30% to 27%, with a higher salary norm for newer entrants: the transition table and a model calculation.
Box 3 in 2027: What Changes for Expat Savers and Investors
Dutch box 3 in 2027: the forfaitary system continues, the Belastingplan 2027 figures (36%, €60,098 allowance) and where the Wet werkelijk rendement stands.
Voorlopige Aanslag Explained: Getting Your Tax Refund Monthly
The Dutch voorlopige aanslag: how to request or change one, when monthly payments start, and why expats with a mortgage or freelance income should act.
How to Request a Dutch Tax Filing Extension (Uitstel) as an Expat
Uitstel for the Dutch income tax return: who can request an extension, deadlines, the tax adviser route, belastingrente, and what to do if you missed it.
Dutch Salary Calculator Guide: Gross to Net Explained for 2026
Why online calculators disagree about your Dutch net pay: 2026 tax brackets, arbeidskorting, heffingskorting, vakantiegeld and gross-to-net examples.
Joint Accounts in the Netherlands for International Couples
How a Dutch en/of rekening works: who can spend, what it proves about ownership, the €200,000 deposit guarantee, death or separation, and one-BSN couples.
Business Banking for Freelancers in NL: ZZP Account Comparison 2026
Dutch business accounts for freelancers: verified 2026 pricing for bunq Business, Knab and Wise Business, the big three, and a decision path by profile.
Dutch Debit vs Credit: Building a Payment Setup That Works From Day One
In the Netherlands the debit card is the payment system. How pinnen, iDEAL and automatische incasso fit together, and a four-layer setup for week one.
Why Dutch Stores Refuse Foreign Credit Cards
Why some Dutch retailers take debit only, what Maestro was, how the new bank cards work, and how to build a payment setup that works in the Netherlands.
ICS Cards Explained: The Issuer Behind Most Dutch Credit Cards
Most Dutch credit cards are run by International Card Services. What ICS is, the 2026 card range and fees, how applications are assessed, and statements.
ABN AMRO Credit Card Review for Expats (2026)
The ABN AMRO credit card in 2026: monthly fee, who can apply, the ICS arrangement behind it, the 2% currency markup and when a multi-currency card wins.
How to Get a Credit Card in the Netherlands (2026 Guide)
Dutch credit card applications judge income and residency, not a credit score. What issuers check in 2026, why an empty BKR file is fine, and what to use.
Dutch Phone Contracts and BKR: Why a Handset Plan Counts as Credit
A Dutch phone on instalments is a loan: above €250 it triggers a BKR registration that reduces your mortgage capacity. How toestelkrediet works in 2026.
Dutch Deposit Guarantee Scheme Explained for Expats 2026
The Dutch deposit guarantee scheme in 2026: the €100,000 limit, joint accounts, one licence covering several brands, what is not covered, and neobanks.
Overstapservice Explained: Switching Dutch Banks as an Expat
The Dutch bank Switching Service in plain English: which banks take part, what the 13 months cover, what it never moves, and the expat checklist.
How to Build a Credit History in the Netherlands as an Expat
How BKR registration works in 2026, what gets registered above €250, how long it stays, and how expats can check their own file and build a Dutch financial record.
Netherlands Tax Deadline 2027: Expat Checklist
Netherlands Tax Deadline 2027: Expat Checklist: 2027 guide with practical steps, primary sources and material limitations.
Getting a Dutch Bank Account: Step-by-Step 2026
Getting a Dutch Bank Account: Step-by-Step 2026: 2026 guide with practical steps, primary sources and material limitations.